LOST NOTES, APPRAISAL AND MORTGAGE FRAUD CAUSE AN ESTIMATED 95% OF ALL MORTGAGES TO BE LEGALLY PROBLEMATIC.
This is also due to the over appraising of homeowners' properties and the mortgage industry's pervasive carelessness, haste, and downright fraud in recent years. You already know from the news that during the refinancing craze and the real estate boom over the last decade, lenders were shoveling mortgages out the door as fast as they could. Mortgages are routinely sold multiple times, often too quickly and without proper documentation, leading to a greater legal mess. Appraisers have been complicit too. Many appraisers artificially inflate property values to help lenders justify predatory loans and receive repeat business.
A Forensic Analysis can help you. Unlike the "johnny come lately" who just started doing "forensic audits" last year, we've been providing Forensic Analysis of documents for thirty-five years. Moreover, the legal experts of Mortgage Fraud Examiners will review your appraisal and mortgage documents, looking for fraud, other tortious conduct, and common violations of federal and state statutes. Armed with this information, you can force your predatory lender to negotiate with you on your terms, rather than theirs, or you can sue them to get the remedies to which you are entitled.